Cooper, Cindy, Lisa Car discussed on The Troubleshooter
It's like this don't want to be like. That much really likeable. What do you mean? We all want to be like, Sean Hannity show. I need people like me. Listen, if you like, but I'm not going to sell my soul to be like this afternoon at one on six. Thirty Denver's talk station. Tom Martino here. This is a typical story of people get in trouble. She went out and bought a car for her son hundred fifty seven thousand miles on it. As is a two thousand two you're driving off the lot. You have a seventeen right now seventeen year old car seventeen years one hundred fifty seven thousand miles as is you you may as well. Take your money, burn it. You're never going to find. It's better to put money down on a new car and make payments. Do not waste your money. And don't go out and buy new car, right way. In fact, we're going to Mark. And I we've said this before if you are a mom, especially okay or a young person and you need help buying the car. Please call us. We're not going to direct you to somebody. We're not making a new car. We will help you know, we'll help you with a used car if you know, which one. Yeah. But but but please help help us help you at least narrow down a bit. We're not gonna go shopping with you for days on end. I just wanna talk to you. How about that? No matter what you're thinking about doing. If you're thinking about it. Vehicle. I wanna talk to you. I I swear to you. I have nothing in mind about who to refer you to or anything. I just wanna talk to you and prime you with information. Cindy, I don't take joint telling Cindy, she's screwed. Now. Let's get the least of the screw jobs, but we will analyze this. This mini Cooper is not the most terrible thing that could happen to you. You're getting out of an old piece of crap. Now, they're only giving you a thousand bucks and you're into it for fifty one right now with financing fifty one. And so you're going to carry that fifty one over to whatever car you buy no matter what you do. Okay. You're going to but I have more concerned about this. Cindy, first and foremost will your son take care of a car, and we'll your son keep a car and know that your financial survival depends on it. Well, you know, we're both coastal signers on the loan doesn't matter. If he if he if he if he tries to trade that car in you will never get now, if you you're gonna have the negative equity snowball, if you try to take that car in three years and traded, and it'll be the worst thing you can ever do because then then you have even a bigger loan, and then it drapes going it gets bigger and bigger and bigger if you could make we'll we'll talk to them and try to make sure there's no profit in this deal not that they have to do that. But if they're willing to do it to get you out of this car, if you could keep that car for the period of four or five years, make those payments and keep this car that car Ken last you with only forty something thousand miles on it. We just want to verify the facts before you do it. Right. I don't know. What else? What else? Can you? Tell me what you were thinking. What else were you do? My son, and I were talking and we thought okay, if the car retail value selling it private seller, if we could get nine or ten thousand dollars out of it we cover what are the mini Cooper for the mini Cooper? Yeah. And then we would still we would lessen are balanced due on the loan maybe to twenty five hundred dollars. I mean, you go through the pope on you're talking about going through this deal with arapahoe Kia getting the mini Cooper. And then selling it. Maybe. I couldn't this. Seven thousand dollars. That's or a thousand dollars. You wanna just break even gonna walking listen walking out the door. You're going to go twelve grand or thirteen thirteen thousand dollars. Okay. Now, you're gonna thirteen thousand dollars. And if you sell the mini Cooper for nine. And that would be on the very upside you're probably going to get eight. What are you gonna do with the other four thousand do you have to pay it off? No. I mean, I come close. But. Will pay off the other one. Then you may as well put that on the other one get that paid off as quickly as you can and buy a new car. Yeah. I'm serious, by the way by new car. If you have good credit by new car and or Lisa car, if he can live by the miles. I'm more afraid of your son. I don't know if your son I if you can. Delivery right now. Is he gonna use the car for pizza delivery? Yeah. Yeah. Cindy, you can't fix this. I know what you really can. I mean, you you have done a mortal sin by buying a car without checking it out. And I don't know anything you, do you might just want to take a stab at suing him in small claims court on some prayer that this is so obvious. Anyone would have known and that they hit it from you to you. But I don't think that'll work. I really think at this point. You got. And since you're both on the loan. You wouldn't even be able to do a bankruptcy. Not that you would want to our chapter thirteen. That's just that's just to keep, you know, just to keep payments, minimal. But I don't even think you can do that. I think at this point if you did that if you do the job with the rap okay with the idea of selling it, you're going to get into worse. Trouble than you're in. Now the worst. And I know you're thinking, no, you don't understand even if you got your no matter what you're going to have a negative of about four or five grand. It's never going to go away. You're saying I'm going to take advantage of the fact, they're selling this cheaper. And then be that far ahead, but you still have to replace a vehicle. How would you do that? Okay. You have four thousand dollars. Now. It's better for you to take that four thousand put it on this car, reduce your payments and go out and buy another car or put half on it. You you made a giant mistake, and you're gonna pay for it. Now. Ryan arapahoe, Kia is not your friend. This is less of a screw job less. They. They sold you a piece of garbage, and they charged you triple of what you should have paid. That's what they did to you. Right. And I want everyone knowing arapahoe Kia completely screwed this woman. She they completely center out the door knowing it was a bad deal for her and her son. And that's the way they do business. I'd I hope they're out of business. We're going to reach out to I hope they go out of business, and if I can help I will help put them out of business for what they do. And you know, what it's the truth. I'm saying you're right out the open they could never in a million years justify selling two thousand two VW GTI with one hundred fifty seven thousand miles on it for what they sold it to you and call it a good deal whether know. It just is wrong. Okay. I don't know. How people sleep? I is it illegal now, probably not, you know, I'm not talking about legalities here. I'm talking about looking someone in the eye. You have a mom you ever nineteen year old son. And you know, they're depending on this car. Just don't sell it to him. Why why do people like arapahoe Kia? Why do they get along like this? Why is it that they have to do this? There aren't enough. Good cars and good customers to go along. Is it like in your DNA that you have to screw people? What the hell is going on in your mind having we learned by now that we're all on this planet together, for God's sakes. Can't you just extend a helping hand instead of trying to extract the very most prophet every goddamn day. I am so tired of it. God. Forgive me. Don't even Email me on it. Okay. I'm pissed off. I'm pissed off at the greed. I'm pissed off at the greed. Yeah. That's right greed. That's what this is helping people. Protect themselves from greed. Three zero three seven one three talk seven one three eight two five five. We got more coming right on. From the FOX business network. A reason for investors to get thanks about the thanksgiving week is over Wall Street with another down day in an abbreviated session Adolfo one hundred seventy four.