Listen: Chris, IRA And Advisor discussed on Maggi Tax
"Pick up the phone schedule time with us, if you have a retirement plan, get a second opinion because your current advisor cannot give you a second opinion. Now's the time to do this where at the end of the year, you know, we just talked about last segment market drops over close to eight hundred planes in one day has it affect you. You know, that's the biggest question. What were you doing during that day when the market goes down three percent in one day? It's not a lot of money or percentage. But is it to you? You could be what if it goes down five or six or seven of them over the month. What do you do about it? So also, I want to mention it's not too early. It's going to be tax season pretty soon. Just remember that we do tax preparation and all three Rollo captions, and we started at sixty nine dollars. Now. Let me make a point here. The tax laws are going to change your tax return. And there's going to be things that you don't know that will help you. And we're going to help you on that as well. So we have you know, CPA we have a tax preparers. So make an appointment now starting at sixty nine dollars. We have the three locations come in. And we'll give you a tax analysis because that's what it's about. Because the question I asked you what's your largest expense? You know, it's not your mortgage or your health insurance. It's taxes Chris taxes on everything. So most Americans think there's nothing that they can do about it. And I'm gonna tell you right now, you're. Wrong. And if you get the Maggie plan, which is a tax plan and insurance plan and income plan an investment plan, and then get a free tax analysis and learn about the new tax planning strategies, we can help you in Chris. This is important. We are getting many people coming in word about taxes because they have a 4._0._1._K or a and tell me what they're worried about Chris. And they don't know what to do about it. So where's the solution? If you go to your current advisor who just sells you stocks bonds or mutual funds or variable annuity, then what are they doing? They're not tag telling you about your big expense, which is taxes. So many people out there don't have a tax strategy. We come on with it come up with advanced tax planning strategies to help you and maybe this works few. Maybe a dozen but tell you what you need to know what your options are because taxes are on sale. We are in a low tax bracket and with the tax deductions now that my dad just talked about, you know, the standard deduction has doubled. It's helped a lot of people. But how long is this going to last? So in the future when you start taking money out of these qualified account. What's a qualified account your IRA, you 4._0._1._K your four zero three b these accounts are infected with taxes. So you're okay with having these accounts grow tax deferred, which means that you don't pay taxes on it until later. The now you've got a big tax time bomb. So how are you thinking about this today? How are you diffusing this big tax time bomb your IRA? You former came from taxes now thing about what you said. Because most people always say, well, if I take money out of a 4._0._1._K or IRA, I've got to pay taxes, that's true. But there's also way now when you do a tax analysis and tax planning strategies that you could take an I'll say this way, you could take more out of qualified account and keep you in the same tax bracket instead of going to a high tax bracket because. I just remember your 4._0._1._K every time you put money into that 4._0._1._K, and you get a match it goes up. It goes on for years and years. And then when you retire you have a big tax time bomb them. So in fifteen years, Chris, what's the tax going to be unknown? Tax rates are going to be. It's a question. Mark tax rate. Yeah. So right now think about this say fifteen years down the road, you're taking money out of your IRA that you have now five hundred thousand and million dollars three million dollars sitting in your IRA. You're qualified 4._0._1._K whatever it wants to be. But now you start taking money out of it. Guess who gets paid first Sam at a question Mark tax rate? So let's say the tax rates are now fifty five percent. Fifty five percent of whatever distribution you take out goes to ankle Sam the rest is yours right now, they're at the low tax bracket. So what if you can strategically strategically take money out staying low tax bracket, especially with the standard deduction? Have they have doubled these deductions could be an advantage for you. If you just know how to do it. Eight one three three two two twenty five twenty pick up the phone schedule time than meet with us to the end of the year is about to come. You know, we're always talking about taxes throughout the. But now is the time you could do something to lower your tax break. Eight one three three two two twenty five twenty. Remember one thing that Chris just mentioned I'm going to hurt your feelings here. But honestly, I don't care how much of your retirement accounts are yours. All of it. No, you're wrong. You have a partner with Uncle Sam and the tax man. That's what Chris is talking about. You have a tax time. Mom, and don't let the IRS be first in line and learn the new advanced tax, planning strategies and get the Maggie plan. The Maggie plan is a tax plan. It's an income planets and insurance plants and investment plan. It's a legacy plan is your adviser or your Bank talking to you about that. No. And you want."