Listen: Medicare., Heart Disease And Medicaid. discussed on Dr. Daliah
"Years ago yeah I remember the no deductible health insurance plan all those were nice. gosh those were nice so I don't have a deductible features kicks in right away. those are nice those are the two thousand four days. but over the last decade the vessels of rising of course deductibles are the insurance companies way out they'll give you insurance they'll do an AC eight you know approved plan. they'll have all the essential benefits. but if you want anything else covered you got to meet a twenty five hundred dollar deductible or ten thousand dollar deductible. so basically you don't have insurance unless you have a major issue. so this is for a single person the average deductible was sixteen hundred dollars compared to eight hundred dollars in two thousand nine. I remember the days of toward a fifty dollar deductible the survey also found the lower wage workers defined as those earning twenty five thousand let's see here face of the greatest challenges when it came to employer provided insurance among friends a covered benefits lower wage employers on average were required to contribute about forty percent towards premiums. they say because workers at lower which companies had an annual family contribution of seven thousand fewer employees took up employer health benefits yeah unfortunately that's what's happening employer sponsored coverage it's still so expensive. that the average employee office out. they're like don't be taking money out of my paycheck. I need that money for rent and food. hopefully many of them could go on Medicaid. and a lot of people do a lot of people can still be on Medicaid. but now what we're doing is we have a population more more more people need the government they need government insurance and this is why the Democrats are saying well then why don't we just do Medicare for all. or a public option. because that's where we're going it's just I'm frustrated because within half the goal there we really didn't. sorry my back hurts. they say many who work at low wage firms are small business likely find it too costly to cover the families. so what is the plan. what is the are you know what how are we going to fix this. I mean we all can bet on we're gonna need a doctor nurse practitioner PA at some point in our lives we also plan on that this could be something that happens to us whether be an ammonia heart disease cancer. the issue accident it's it's a negative thing to say but you know the idea of one good now I've never needed it before I'll be fine you never know. I've seen the healthiest people. yeah with cancer and I'm like what the hell people who did everything right to avoid sugar exercised eight well avoid radiation that doesn't matter. so you will need insurance you well and so. or you'll need to be able to have affordable healthcare. and you know I keep getting asked them why don't we just do Medicare for all wheel because Medicare. one has a lot of problems with it it is not ideal number two is it's a very very weak program as it is now. and you start to triple the number of people on it. quadruple. take a break the system. and then who's going to pay for. and my. action is Medicare is going to become something that is unrecognizable. maybe we'll also have the doctor was river Medicare's deductible still. there's a lot of out of pocket costs when you have Medicare and Medicare doesn't cover it you've got to pay right out the gate. so. dean well it's government insurance I won't have to pay premiums don't fall for that."