Federal regulators are ordering apple Amazon PayPal and other tech giants to reveal how their proprietory payment networks function apple pay Google pay another systems now dominate E. commerce and person to person payments with systems that are often hard wired into smart devices banks have tried to compete to services like exile but they struggle to keep up lacking the integrated systems apple and Google operate the consumer financial protection bureau is seeking more transparency into the payment systems created by the big tech companies as well as details about consumer protections director Rohit Chopra says tech companies are quote eagerly expanding their empires to gain greater control and insight into our spending habits the CFPB has also raised potential antitrust concerns I'm Ben Thomas