Listen: Tech is helping house cleaners get benefits
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This is marketplace tech demystifying the digital economy on jed Kim in for. Molly would. Some might consider domestic employees the original gig workers. There are a lot of similarities like intermittent income, and no real safety net is a problem that affects millions of workers like nannies caregivers and housecleaners the national domestic workers Lance is trying to change this. There's something it calls its innovation arm and DWA labs. It's bringing financial tech to domestic workers. It's new platform called Leah directs digital payments towards benefits for housecleaners. Marketplace's Lila Goldstein talked with one user about the platform, alleviate Mahia is a house cleaner in Brooklyn. Her son David is in the third grade and has a lot of school trips in always always he won. I can go with him. It used to be saying, yes, meant losing income. But last year, she went with her son's class to the prospect park zoo and still got paid thanks to a platform called Leah. It helps gig workers like her earned benefits. Like paid time off she pulls up the website on her phone Huma Boya plataforma. The leeann is the Mittel me contra Sania, she logs in chooses the worker option and sees a total dollar amount. It's money clients have contributed specifically for benefits clients select the client option find their house cleaners account and choose whether to give the platform recommends five dollars per cleaning this money can only be used for benefits offered by Leah then go toward or contracts. Didn't they eat thing goals will they be their Mahy is taken out life insurance and accident insurance. She also took to pay days off. Here's how bad stun when a worker reaches one hundred twenty dollars on a Lia. They can trade it in for a prepaid visa card like a lot of financial tech tools. Elliott automates something that can be complicated for workers to do on their own longtime workers advocate Pollock Shah helped develop the Elliott platform. What technology is really doing is in neighboring all. All of these multiple parties coordinating them taking all this transactions. Putting it all in one place, and allowing for the worker to be able to draw down those benefits, and it gives clients a more formal way to contribute to benefits Mahia is already comfortable communicating virtually she rarely sees her clients. She just text them notamment them excluding this. They huddle Yemi Leoneto soda. She gets a key. And they leave her money on the table at first Mahia was a bit embarrassed to leave fliers inviting her clients to use a Leah. But then she thought about all the other types of workers who get benefits oughta Mattingly. You don't think benefits you one the toll moon, though, that I don't know if you've seen us, they a whole ISM benefits us. She thought why not me, but you'll notice way at the net. The Goldstein brought us that story alita currently doesn't offer some really important benefits. No health insurance, no retirement plan. But as the gig economy grows. More workers will be looking for alternative ways to get the benefits. They need. And now for some related links. You may remember that Uber recently settled with drivers in California and Massachusetts for twenty million dollars. The lawsuit raises the question of whether drivers are fully employed as or just contractors the agreement won't end that debate. But it does that an average of about twenty two hundred dollars per driver. In those states NBC reports that the settlement amount is pretty favorable for Uber, which is trying to sign up. Its image ahead of an IPO. Uber has kept the number of lawsuits from drivers down by making it the default that legal disputes, go through arbitration, beware. The wrath of the rideshare driver though. More than twelve thousand have opted to go through arbitration now Hoover foots, the fifteen hundred dollars filing fee, for such cases and Gizmodo calculates that comes to about nineteen million dollars in fees for Uber. There've been several other settlements for the company, but none that would seem to break the Bank after all we're is expecting to be valued at one hundred twenty billion dollars. I'm jed Kim. And that's marketplace tech. This is a PM. Patrick in Santa Cruz. California wrote to us to say marketplace is an essential element in his life. And that we're helping make him smarter through high quality thought provoking and informative journalism to join Patrick and supporting what we do. Please donate online today at marketplace dot org. Thanks to Patrick and all the marketplace. Investors who make our work possible. This marketplace by cast is brought to you by brother investment tank printers. 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