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In for him is Bob Pittman hi Bob thanks for inviting me by thanks for coming back I'm glad I didn't she sat on the first hour all my goodness of course this is great bombs in the feet planning attorney and I would urge you that if you have any questions about estate planning call now here's your chance you can ask him anything two oh six four two one one thousand two oh six forty one one thousand or eight seven seven three nine seven K. one well I would venture bomb and I'm there also was a good thing out having fun yeah he will probably have heard every single question possible there's not a lot but you know I learned all the time I think that's why not well know that I'm Headin down the last street if you well as when I stop learning I hope that never happens I read somewhere that everyone just wants to learn grow and contribute I believe that's true I think so yeah so what is the most what's the most challenging question you had this week without revealing anyone's information if you possibly can you know probably the saddest was he dealing with the the death of a of a of a young person and without going into any detail it says that's hard to imagine yeah unless you are and I I discovered this a long time ago that and I you know two white ball but I said you know Bob you have no way of knowing what anybody's going through when that whether they lose a spouse a child a parent you don't know because you're not I'm not living through it and all I can do is is try to help the best I can to sort of sue the the belt and put up some little guide posts and help get someone down the right road but it's a tough tough road and it's different for everybody there some things I think must be the same it's just awful but it's just different and and I know that someone who's sales lost a spouse I'm not a surviving spouse and so I really don't know truly what it's like except that it's hard I think it's true that every day when you run into someone you don't know the path that they're on the road that they're on or what their story is too that's true the story so important I you know one of reasons why I started doing what I call guide book style plan in its guide book planning is so I wanna know as high as I sit and think and I ponder all these things all the time and I say okay a fight to find that surviving spouse I want this guide book I want to be able to open up a call to big red book I want to be able to open up the big red book and be operational in in a safe zone right away and that's what the guide what what I call guide book planning is all about is it gets you right away in the event of a number what when the merchants here are tough time comes you're right in to the guide book and you say okay I know what to do I've written it down in advance talk about prevention and preventing problems in the future and getting that road map out and we put it on per in purple on purpose and a big red book because we wanted to stand out and inside in the key information section that says okay you know Bob is incapacitated here's what I do Bob has passed Bob is diet here's what I need to do first and second and third and by the time you're doing that you're on the right road and you're not likely to be taken advantage of by the sharks and the vultures and it's so complete that it goes all the way down to what was your client the queue for a client you showed me this week hello John well I'm going to mention Joe Joe on the air Jo Jo came to visit us Joe Joe was the nicest little dog you'd want to me so it's every you know from Bob is capacity needed to who's gonna feed Jo Jo's right yes exactly right yeah now you take these the estate planning based on say a guide book can you wrap it in Rashi's life planning at all my goodness are you there or what well I would venture to say Bob we we've just met last couple days and I can tell how thoughtful you are and how much you think about your clients I know how much re she thinks about his clients to and how it's the full three sixty it's not just the legal part.