"Cycle or so if there's a question about a company's ongoing viability that could also make the price of a stock go down as well. Right. Because then people might be nervous the company's not strong. There's some there's some credit risks. So for example, companies in distress if a company is struggling and has suspended its dividend. Preferred shareholders may have the right to receive payment in arrears before the dividend can be resumed for common shareholders. Okay. So if you are interested in stocks preferred stocks are generally safer than common stocks, less volatile. But they still do have some volatility because they're publicly traded, correct? Yes. So the opposite of a publicly traded stock would be a private traded preferred stock, and that's something that we've been using with some of our clients."