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This message comes from N._P._R.. Sponsor get around with get around. You can instantly rent cars near you by the hour or day so whether you have a ton of stuff to do or you want to get out of town just unlock with your phone and go download the APP today. Get around. It's go time. Democrats are eager to talk about healthcare. It was their strategy to win back the House of Representatives last year and ahead of this week's presidential debate. The candidates are talking a lot about how to change the nation's health care system and this morning. In California Senator Kamala Harris released her plan to implement Medicare for all N._p._R.'s Daniel Kurtz Leben has been digging into the details and joins us now hi Daniel Hey Rachel what's in the plan so commonly harasses proposing what she's calling her version of Medicare for all Medicare for all of course being that plan that Senator Sanders has unveiled multiple times over the years now Comma Harris's plan wouldn't be government administrated insurance for everyone under her plan. There would be a medicare like program administered by the government that people could enroll in and unlike traditional Medicare it would be an plant operated by the government but what sets her plan apart is another thing that is like how Medicare is now there would be the option to get Medicare plans on the private market right. Now we call that Medicare advantage a lot of seniors. are enrolled in that. This would do something like that for everyone but also one thing to keep in mind here. Also is that Medicare for all has been very effective branding for Democrats but a lot of these plans not exactly at expansion of Medicare to everybody has Harris's planned for example much more expensive than Medicare at covers reproductive health vision dental so not exactly like traditional Medicare that people are used to right so if it's more expansive does that mean it is more expensive. I mean Harris's. Harrison said she wouldn't raise taxes on the middle class to pay for this but Vice President Joe Biden thinks otherwise let us know what he had to say last week. I find that people will say that for Medicare for all but they're not gonna tax no class because you don't need to do. dudek come on when was this fantasy world here so would come Harris raise taxes to pay for this. She would raise taxes but she has said that she wouldn't have to raise taxes on the middle class and this is one area where she really contrasts with Bernie Sanders Medicare for all plan he has proposed a four percent tax on any household with income over twenty nine thousand her plan would bring that threshold up to a hundred thousand so yeah a bunch of middle class households who wouldn't be paying that tax in to make up for. That revenue she has said that there would be other ways to get that she has proposed taxes on financial transactions like stock and bond a derivative trades. Is there a way to understand whether or not Kamala Harris plan would bring down the cost of healthcare overall so her team didn't provide hi detailed math on exactly whether this would bring down total national health care costs now experts do say that big overhaul plans like this like Senator Sanders Medicare for all overhaul they could bring down total national costs but the devil is in the details as we always say it would just depend on so many things about this proposal so we're definitely going to be watching independent analysts think tanks who you can imagine you can bet we'll be coming out with their own estimates of this now. Voters of course will be more concerned about how much they will be paying and one thing to keep in mind with big overhaul plans like this is that households might have higher taxes to pay but that doesn't necessarily mean their overall costs will be higher because in many of these cases is those taxes will take the place of premiums so you mentioned earlier that there will be some kind of role for private insurance in a Harris Plan. She's gotten into some hot water because she's given MIS mixed messages about this. So can you clarify what the private insurance roles yet yes so she we'll have private insurance that her plan we now know that definitively and it would be those Medicare advantage like plans that I mentioned earlier and that is maybe the biggest difference between her plan Senator Sanders Medicare for all proposal which wouldn't even allow private plans that would.