Mayfield. Now this Bloomberg sports update, the jets play themselves completely out of the ASC playoff picture on Sunday with a rather unsettling road loss in Seattle, Mike white returned at quarterback, but he could not spark any tangible offense. The only points that the jets would get in Seattle were on Greg Sur lines two 44 yard field goals, Seattle wins comfortably 23 to 6. The Seahawks are still in the NFC playoff picture, but for the jets, it's basically season over. They go to Miami next weekend and close out this season. The Giants, they know they're in the postseason. They handle their business on Sunday with a 38 to ten win over the Indianapolis Colts, no doubt about it because the colts are not good and the Giants have bigger fish to fry. The Giants will get the eagles next weekend in Philadelphia before they move on to the playoffs. Teams that are still alive in the NFC playoff race include the packers they rip the Vikings 41 17. That leaves the lions the seahawks and Green Bay all competing for the final NFC wild card birth, the commanders in the saints are out as a result of the Green Bay win. Packers beat the Lions sorry beat the bears 41 to ten and it was Tom Brady in the Buccaneers winning the NFC south as they beat Carolina 30 to 24 NHL scores from Sunday the hurricane beat the Devils in a shootout 5 to four. The rangers in Florida beat the Panthers 5 three and it's the islanders on the road losing in Seattle to the kraken four to one. Basketball Monday for the next they'll tip at 3 o'clock against the Phoenix Suns at MSG. That's your Bloomberg sports update. I'm Dan gutowski. This is a Bloomberg money minute. Home sales in the last month of 2022, fell below their pandemic peak and pre-pandemic levels. Some housing market forecasters believe home buyer demand will continue to be depressed in the new year. Affordability has been completely hammered here. Mark zandi, chief economist at moody's analytics. We need about a 10% decline in house prices to restore affordability sufficiently. That probably won't happen until late 24 going into 25. The national association of home builders has a similar prediction, but with a substantial demand to rebound in 2024. Builders might help with that, according to the top economist, the mortgage bankers association. On the builder side, they want to move those units, so they're a little bit more willing to concede on price. Michael fratt and Tony says that leaves one roadblock to lower prices. Sellers of existing homes. A lot of sellers you're seeing them pull listings from the market right now. Rather than accept anything less than asking price. Tracy junkie, Bloomberg radio. Bloomberg radio on demand and in your podcast feed. On the latest edition of the Bloomberg businessweek podcast, a conversation with morning consult economist Caleb Brown about the strength of the U.S. consumer headed into 2023. My big concern is that consumer budgets are just starting off 2023 in a much weaker position than they did in 2022. We've seen in our surveys that we collect from among consumers, that it's been rising all year, the share who are saying that their monthly expenses, total more than their incomes. So they've been working away at their savings debt levels have been increasing and getting more expensive with interest rates. So all of those factors, I think are making the consumer a bit weaker. What's been surprising is how resilient spending has been so far, but the question now is kind of our incomes going to close the gap enough with inflation to kind of allow them to keep spending or we're seeing more price sensitivity, the holidays were a big toll on many. So are they going to be able to sustain positive growth in 2023? Well, I'm curious, Kayla, when you look at the data that we've gotten so far, have any of those ratios given you concerned because when you point those out to certain people and you say, this could be bad. They say, well, you have to compare it to the financial crisis and other sort of recessionary periods that we went through. And they say, well, is that bad when you stack it up against that? What worries me is that, you know, you think about how what did consumers use to spend, they have incomes, they have savings, they have debt. And where we are now is they worked their way through the savings through their savings to a larger degree than they did at the start of last year. Incomes are still not keeping up with prices. If that changes, that could help, but for now purchasing power is going down. And then debt levels is that final piece, which has not been a big concern in