Nashville, Iowa, Insurance Underwriter discussed on Dave Ramsey
Gosh? I'm twenty four How Twenty five years. Old Unbelievable. Fifty. Two, thousand bucks. Yeah wow that's amazing? What's the house worth we'd say now we've done some renovations probably, between fifty and seventy. But in central Iowa that's probably not. The, same, as Nashville so yeah There's a. Lot of places how? Many square feet is this out about twelve hundred square foot okay, very nice very nice. Good starter home for a young couple. And, boom Yup paid it off and we also paid. For, college along. The way. As well we cash flow that much was that That was, roughly twenty thousand dollars over what period of time did you do. These two things well we got, married three years ago and, I was kind of on the plan started. The emergency fund I had just finished college cash lead my way. Through college and then brief still had two more years so. It's, been about. Three years from the time. You've got married you've, been beaten on the house and I'm getting briefings school Yep. Very. Good and your range of income? During, that three years we started probably sixty five and ended probably run five now. Wow you guys do for. A living While for when I. First, started I. Was working a minimum wage. Job just like a, receptionist and now I have my own small business and I've. Been. Doing really well I'm a photographer I'm. An insurance underwriter Yeah good why did? It go you guys so how do you get this smart at twenty. One twenty four years, we. Listened to you Dave Right You take all the, credit not. Really I'm so. Impressed we had to be like parents influence or something So. I started, school I got some student debt? Was like five thousand I heard this dude, on the radio I'm like, what does this do talking, about and so finally eventually. Came around to me. Got smarter paid that off and, we kinda just, said we're going to do this, we both grew up I grew up. In a trailer so, you know you see what the the good. The bad and you learn, a lot, and I was like that's not. How my life's gonna go Ryan so when we got married we're, like let's just do this three years we'll be, done might. Not be the. Best house in the world but we're free now Dadgum, paid for house I'll tell you that that's right and like you man I'll tell you and it's going to go. Up in value and you've. Already done some, renovations to it very cool so breed this. Guy is listening this. Crazy man on the radio and you look up. Decided he's going to start talking to. You about, getting married and all this and? You're like what did you say well I, was eighteen when I got, married to him right out, of high school so we. Knew we wanted to. Get married and we've been saving, when we were, in high school is we've been, dating for about five years before we. Childhood sweetheart so yeah, I knew that we wanted to get married. And I wanted to get, on board, and be able to do that. So that's what we did I gotta admit I probably cursed your, name a few times I bet I'm going with. That but yeah we did it wow you're so impressive very cool so what's your degree in marketing and HR wow good for you thank you guys cashflow death through. Get, married, straight out of high school and then you work your butt off and you pay for college and you pay off. Your house we ate a. Lot of pork, chops I can't eat any more pork chops Everyone should, have a. Food that's their. Broke people food that they never. Want to, eat again monitoring. That's. Always eight and. They're so. Disgusting now I just smell is awful tuna. Fish, tuna fish sandwiches. And I would, go, to work broke and, they'd be in the refrigerator, and they get soggy during the day you know like soggy tuna fish sandwiches gross gross gross I. Smell tuna fish my net worth goes. Down now hate it I hate it Pork chops will always. Be that way for. You that's okay yeah you gotta, rope people. Food that's good I like it you're not broke people. Anymore you're. On, your way to be a. Multi multimillionaire Oh my goodness between the, two of you I mean twenty four and twenty one household income. Of one hundred, and five not a payment in the world and, have. Learned. To. Work together and I mean fell in love. In the eighth. Grade my gosh right yeah. Wow my dad wasn't a fan of that one Was he a, fan. By. The. Time you got out of school yes okay Is he a? Fan. Now That he's gone yeah my. Son in law's. A stud. This is. Awesome very good very cool so did you, have people, cheering you on you know we've been pretty quiet about this and some people that are listening to this might not know that. We, were even on it we we don't share a ton, about kind of our finances but we've been on the, plan, people close to with no. He'd been on the plan and I mean. I guess we've. Got a. Lot of. Motivation from this show we've gone to some, live events, books whatever wow which lab of did you go to we went out to Denver a couple of years ago for the smart. Conference, yeah oh wow the whole smart yeah that was a, good one yeah that's cool that was fun you come, out, of there like on rocky steroids That's more conferences. Are, amazing at. Your age going. In your marriage and everything wow wow you're awesome Your future? So bright it's unbelievable so what do you, tell, people, the key to getting, out? Of, debt is I would, say it was, also cool because yeah we we've got this golden, right we've, we've done. This plan but more importantly it's given us something when we first starting marriage you know we're young we don't know a. Lot, about marriage and it gave us something to work towards together and we were always on board obviously we had disagreements about how to do certain things when he got us on the same. Page. In help to work together as a team and do what we consider two pretty big goals absolutely. What. Would. You say I don't know I just think. Working. Together is really important Just communication, was what we founded our relationship on early on and that's I think what really helped us get out of debt is talking to each, other and communicating when we both weren't on board with something, or if we decided that we needed to upper. Spending money, which is something that a argued for a. Lot but yeah he was at. First who is. A little I was.