Iowa, France, Nashville discussed on Dave Ramsey


The credit card companies do not spend twice the gross. Domestic product of France Francis. Gross, domestic product is. Not two point eight billion, it's two point eight trillion oh there's, always that so sorry about that France. But points still made that. Of course credit cards are most, aggressively marketed. Product the, history of, the world I'm still write. About all, that of. Course, but, Scott thank you man completely. Screwed that up look foolish feel foolish oh. Well move onto the next thing I've done almost thirty years of talk radio the amount of dumb, stuff I've done here on the. Air is in numeral, my staff collects it but that. One was pretty bad sorry about that guys but the. The rant still stands but boy was I off on that part of it so just this ditch. The France. Part of the rant and the rest of it is dead on. Thanks Scott appreciate your call me out, brother, in, the lobby of? Ramsey solutions our. Room better. News is Tyler Umbria hey? Guys, how are you pretty good yourself welcome welcome where do you guys live From Iowa central Iowa cool what part Marshall town yeah good and that's. The, Moines. Area right about an hour yeah okay cool well welcome to Nashville. And your hair all the way down. Here, to, do a debt? Free scream yeah. How much. Of your pay it off It's technically we paid off our. House. Which was fifty two thousand dollars Yep Aren't old enough to, have a paid. For That's right. How. Old, are you guys I'm twenty one Mark gosh I'm twenty four How you? Pray your freaking. House. Twenty, five years old Lee Fifty two thousand. Bucks, wow that's. Amazing what's the house? Worth we'd say now we've done some renovations probably between fifty and, seventy but in central, Iowa that's probably not the same as. Nashville so there's a lot of places how many square feet is about twelve hundred square. Foot, okay very. Nice very. Nice good starter home for a young couple and boom Did off and we also paid for college along the way as well we cash. Flow that and how much was that that was. Roughly twenty thousand. Dollars over what period of time. Did you do these. Two, things well. We got married three years. Ago and I was, kind of already on the plan started the emergency fund I had just, finished. College so cash lead my way through college? And then three still. Had, two more. Years so it's been? About three years for the time you've got married you've been beaten, on the house I'm, getting breath school Yep very good and. Your range of income during that three years we started probably sixty five and ended probably. Around, one zero. Five now. Wow what are you guys do for a living While, for when. I first started I was working a minimum wage, job just like was a receptionist now I have my own small business. And. I've been doing really well I'm a photographer I'm. An insurance underwriter Yeah good why did? It go you guys so how do you get this smart at twenty one and? Twenty four years old, we. Listened to you Dave Why? Don't you take all the credit not really I'm so impressed we had to be? Like parents influence or, something So I, started school I got some student? Debt I was like five thousand I heard, this dude on the radio, I'm like what does this, do talking about and so. Finally eventually, came around to me. Got smarter paid that off and, we kinda just, said we're going to do this, you know we both grew up I. Grew up in a, trailer so you know you see what the. The good the bad and, you learn, a lot and I was like. That's not how my life's gonna go Ryan so when we got, married we're like let's, just do this three years we'll be? Done might. Not be the. Best house in the world but we're free now Dadgum paid for house I'll tell you that's right and you man I'll tell you and it's going to. Go up in value and. You've already done some, renovations to it very cool so breed this. Guy is listening to. This crazy man on the. Radio and you look up. Decided he's going to start talking to. You about, getting married and all this and? You're like what did you say well I, was eighteen, when I got, married to him right out, of high school so we. Knew we, wanted to get married. And we've been saving when we, were in high, school as we've been dating for, about five years before we your childhood. Sweetheart so yeah I, knew that we wanted to get married and. I wanted to get on, board and, be able to do that so. That's what we did I going to admit I probably curse your, name a few times I'm going with that but yeah we did it wow you're so impressive very cool so what's your. Degree in, marketing and HR wow good for you thank you guys cash death through get married straight out of high school and. Then you work your butt. Off and you pay, for college and you pay off your house A lot of pork chops I can't eat any more pork chops Everyone should have a. Food, that's their broke. People food that they never want to eat. Again that's eight, there so disgusting, now I just smell is awful she tuna fish tuna fish sandwiches and, I would go to work broke and. They'd be, in the refrigerator and they get soggy. During the day you. Know Soghi tuna fish sandwiches gross, gross gross. I smell tuna. Fish my net worth goes. Down now hate it I hate it Yeah pork chops will always be, that way for you that's okay yeah. You gotta, rope people food that's good I like. It you're not broke. People anymore you're on your way, to be. A multi multimillionaire Oh my goodness between the two of you, I. Mean. Twenty. Four and twenty one household income of one. Hundred, and five not payment in the world and have. Learned to. Work, together and I mean fell. In love. In the eighth. Grade my gosh right yeah. Wow my dad wasn't a fan of that one Was he a, fan. By. The. Time you got out of school yes okay Is he a? Fan. Now Five and going yeah my. Son in law's. A stirred. This is. Awesome very good very cool so did you, have people, cheering you on you know we've been pretty quiet about this and some people that are listening to this might not know that. We, were even on it we we don't share a ton, about kind of our finances but we've been on the, plan, people close to with no. He'd been on the plan and I mean I guess, we've got, a lot of motivation from this show we've gone to some live events books whatever wow which Levin did you go to we. Went, out to Denver a couple of years ago for the, smart conference yeah oh wow the whole smart yeah that, was, a good one yeah that's cool Yeah you. Come, out of there like on. The, rocky steroids That's more conferences. Are. Amazing. At. Your age. Going, in your marriage and everything wow wow wow you're awesome Your? Future so bright it's unbelievable so what do you tell people the, key? To, getting out of debt, is I would, say it was also. Cool because we've got this, golden right, we've we've. Done this plan but more importantly it's given us something when we first in marriage you know we're young we don't know. A, lot about marriage and it gave us something to, work towards together and we were always on, board obviously we had disagreements about how to do certain things but. They got us on. The same. Page helped us work together as a team and do what we consider two pretty big. Goal. Absolutely. Mode. You say I don't. Know I. Just think Working together. Is really important Just communication was what we founded. Our relationship, on early on and that's I think what really helped us get out of debt is talking to each other and communicating when we both, weren't on board with something or if we decided that we, needed to upper spending money which is something. That argued, for a lot but yeah he was at. First who is a little I was a little extreme Tyler Then we just kept communicating and making sure we are on the same page so we can work towards the goals together while you guys have so much future ahead of. You this is amazing and you got such a, runway. Man this is great Well done very well I'm. So proud of you very well done we've got a copy of Chris Hogan's retire inspired, book for you that. Is the next chapter in your story for sure millionaire and outrageously generous. As you. Go along you guys let us know how you're. Doing I want to hear the rest of the story as it. Unfolds, you started so. Young it's just gonna be it's gonna. Be ten years from now where you're going to be unbelievable all right it's Tyler and Bree twenty one and twenty four their house and everything is paid for household income of..

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