Florida, Washington Irving discussed on Dave Ramsey

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Our scripture today proverbs sixteen a man plans is way Florida establishes his Washington Irving says great minds have purposes others have wishes folks if the list of this long enough you're here the show long enough in your list of the debt free screams long enough you find there's two types of people with money well there's a lot of types of people people fall largely into two buckets there's the bucket of people who are doing their debt free scream they are happening to their money the other bucket of people is the people the money happens to them Dr Steven Covey used to say in his book the seven habits of highly effective people the number one habit of highly effective people as they are pro active they happened to things everything doesn't happen to them you make the assumption that we can't control all the external variables in our life but we are largely in charge of our own destiny are we stand back and shake our head in wonder why everything bad happens to us you either tell your money what to do or you wonder where it went money flows from people who do not manage it to look people who do manage it if you take someone who manages money well and as a result has become wealthy and they lose everything they will become wealthy again because the things that made them wealthy that did not leave when the money left and when you take someone who does not manage money well and they're given a pile of money have you ever notice they end up with nothing because they don't happen to their money their money happens to them case in point Lotto winners someone wins the lottery the bankruptcy rate is four fold the national average four times as likely to file bankruptcy if you win the lottery as not isn't that weird the vast majority of Lotto winners a decade later have nothing because the very thing that caused them to play the Lotto in the first place is give you an indication that you're gonna lose it why some athletes when they get money end up with nothing because they had the only skill they've got is athletic skill they had no character no ability to manage the money no ability to say no no building to have good relationships and boundaries those are the things that will lead you to build wealth and so well this an intentional act not bad stuff can happen to people and sometimes people are poor because people are oppressing them I understand that I'm not picking on the poor that's not what I'm doing but what I am saying is is that sometimes you're where you are because of a series of decisions you might as a matter of fact usually you're where you are then you can make new decisions you don't haft to all my family the way I grew up in my neighborhood might people those are how sentences start when people are gonna explain why they're losing it's not their fault the little man K. good ahead people like me you don't understand about the isms that are out there yeah there is a real they're real but I mean people every day overcome their isms sexism racism overcome their isms all the time hard work hustle sh March looking forward controlling the destiny.

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