France, Scott, Iowa discussed on The Dave Ramsey Show

Automatic TRANSCRIPT

I, here's something you don't hear talk radio host, say very often completely screwed that up. Let's up so bad. Scott. Just call me out on Twitter and he's completely right. I dropped zero. No, the credit card companies do not spend twice the gross domestic product of France. France is gross. Domestic product is not two point, eight billion. It's two point, eight trillion. Oh, there's always that. So sorry about that France but point still made that of course, credit cards are the most aggressively marketed product the history of the world. I'm still write about all that, of course. But Scott, thank you, man completely screwed that up. Look foolish, feel foolish. Oh, well, move onto the next thing. I've done almost thirty years of talk radio. The amount of dumb stuff I've done here on the air is in numeral my staff collects it, but that one was pretty bad. Sorry about that guys, but the the rant still stands. But boy was I off on that part of it. So just this ditch the France part of the rant and the. Rest of it is dead on thank Scott calm out brother in the lobby of Ramsey solutions. However, better news is Tyler Embry. Hey, guys, how are you? Pretty good yourself. Welcome welcome. Where do you live? We're from Iowa central Iowa cool part Marshall town. Yeah. Good. And that's the Des Moines area? Right? About an hour. Okay, cool. Well, welcome to mash villain your hair all the way down here to do that. Free scream. How much of you paid off. It's technically we, we paid off our house which was fifty, two thousand dollars. Yep. Two aren't old enough to have a paid for house. How old are you guys? I'm twenty one. Gosh. I'm twenty four. You're freaking out twenty five years old. Leave. Fifty two thousand bucks. It's amazing. What's the house worth? We'd say now we've done some renovations probably between fifty and seventy, but in central Iowa, that's probably not the same as Nashville. So I'm not a lot of places how many square feet is a south about twelve hundred square foot. Okay, very nice. Very nice. Good starter home for a young couple and boom. Paid off, and we also paid for college along the way as well. We cash flowed that. That was roughly twenty thousand dollars over what period of time did you do these two things? Well, we got married three years ago, and I was kinda already on the plan started emergency fund. I just finished college cash, my way through college and then still had two more years. So it's been about three years from time. You've got married. You've been beating on the house, getting breath UC school? Yep. Very good. And your range of income. During that three years, we started probably sixty five and ended probably run more than five now. Wow. What are you guys do for a living. While for when I first started, I was working a minimum wage job just like I was a receptionist. And now I have my own small business and I've been doing really well. I'm a photographer. I'm an insurance underwriter. Yeah, good. Why did it go you guys? So how do you get this smart at twenty one twenty four years. We listened to you, Dave. Take all the credit, not really. I'm so impressed head to be like parents influence or something. So I started school. I got some student debt. I was like five thousand. I heard this dude on the radio. I'm like, what is this talking about? And so finally eventually came around to me, got smarter, paid that off, and we kinda just said, we're going to do this. You know, we both grew up. I grew up in a trailer, so you know, you see what the the good, the bad and you learn a lot. And I was like, that's not how my life's gonna go Ryan. So we got married. We're like, let's just do this three years. We'll be done might not be the best house in the world, but we're free now dadgum paid for house..

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