Insurance Underwriter, James, Dave Ramsey discussed on The Dave Ramsey Show


Mom, Julia? What were you doing? An insurance underwriter very full time with the kids. Actually, I work part-time, so today's week and then the rest of the time I'm home with the kids. Don't you? Okay. Job up to. So two hundred sixty thousand eight years. I'm looking at this. You must have paid off your house. Yeah. Weird people out there will have a mortgage, their whole life, not you guys know. Very, very cool. Well, here's what's interesting our team obviously new. You're coming and Zack Bennett. One of our top production guys combed back through the archives of the Dave Ramsey. And there's actually a phone call from you five years ago. This month. Nice call. We're gonna play a short clip from that right now. Let's hear James. That we've had we, we have not tried to sell it, but I just hear horror stories about people trying to sell their house and taking a law. The market's good was the markets bad with real estate, Hawaiian hot on fire and going up whether rotates in the tank and not doing well, and people are taking losses on their home. It doesn't change the discussion. You still pay off your home because in either case you're better off when you get to baby step six and you're ready to pour on pay off the house, you know, pay the thing off as fast as you can't get sitting there with a paid for house in the next five or ten years is going to put you in such a place to win long term. I mean, it is such a wonderful place to be, hey, thanks for the call. So you called in should pay off your house. And I said, it's gonna take you five ten years, eight years later here you stand? Yeah, five years Later later here here you you staying. staying. So crazy. I didn't. I remembered calling, but I thought there's no way that they, they wouldn't remember. We thought there's no way, but we have a magic weapon Zach comb through all that stuff and found that that's absolutely cool. So I mean that just that's inspiring to me to sit here and go take a call and a lady says, can you? Should you pay for house? I'm like, yeah, you can do it. You can do it and here you stand. Yeah, a love it here. So tell people how old are you to thirty four thirty five and you're a paid for house? What's his house worth? Probably around two to twenty five. Something like that. I love school. So tell people they think this is impossible. How do you do that? I mean, it took eight years from the time. You started five years into it. You called three years into it. You call me which means you were kind of finishing up the other debt, probably. Okay. And so out of the two sixty, how much was the house itself. Okay. All right. So what's the trick to getting out of debt you did it your Rockstars? There's really no trick. Honestly, we've all your program are really consisted of a car loan at twenty thousand student loans at seventy five. And then the.

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